Home Owner, Home Buyer and Rental
The Office of Community Development seeks to:
- Increase the number of affordable rental housing units through acquisition, new construction and/or rehabilitation for lower income residents.
- Increase safety and quality of permanent supportive housing for people with disabilities and those at risk of homelessness.
- Improve the safety and quality of housing owned by lower income residents.
- Increase homeownership opportunities for lower income families.
- Address blight to improve targeted neighborhood conditions.
Office of Community Development Housing Programs
To accomplish these objectives, the following programs are administered:
- Housing Rehabilitation Program - financial assistance available to income eligible owner-occupants living in municipalities that are members of the Washtenaw Urban County.
- Homeownership Assistance Program - downpayment & closing cost assistance, homebuyer education programs, and rehabilitation assistance available to income eligible homebuyers who wish to purchase a home in a municipality that is a member of the Washtenaw Urban County.
- Financial Assistance to Develop Affordable Housing - working with for-profit or non-profit developers to increase the supply of affordable rental and homeownership housing in municipalities that are members of the Washtenaw Urban County.
- PUD and Planned Project Guidelines. The City of Ann Arbor has adopted two ordinances that encourage the inclusion of affordable units in market rate developments. The Developer Guide provides guidelines on these ordinances, including tables, forms, charts, and cash-in-lieu of housing information.
- Request for Proposal (RFP) for owner, rental and cooperative affordable housing (pdf) - response due February 17, 2010
- Request for Proposal (RFP) for CHDO operating funds (pdf)
Home Buyer Resources
Downpayment assistance and education
Education
- Predatory lending information (webpage)
- Fair Housing Center of Southeast Michigan (external webpage)
Additional Resources
Home Owner Resources
Foreclosure Prevention Resources
- Washtenaw County Treasurer (webpage)
- Washtenaw County MSU Extension (webpage)
- Housing Bureau for Seniors (webpage)
Freddie Mac and Fannie Mae mortgage refinancing FAQs
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Fannie Mae's frequently asked questions--Servicing Guide Announcement 09-05R: Home Affordable Modification Program (HAMP) (external pdf)
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Freddie Mac's Trial Period frequently asked questions (external pdf)
Post-Foreclosure Resources
- Beyond Foreclosure Video (webpage)
Home Improvement Resources
- MSHDA's Property Improvement Program (external webpage)
- Residential Energy Efficiency (external webpage)
Rental Resources
Education
- Fair Housing Center of Southeast Michigan (external webpage)
- Michigan Tenant Counseling Program (external webpage)
Locating Housing
- Michigan Housing Locator (external webpage)
- Finding a Good Place to Live (external webpage)



